Certain requirements must be met in order to qualify as an investor in our program. These requirements are “self-reported”, and Harmon Financial Corporation does not require investors to submit personal financial information as verification. By executing a Subscription Agreement and Loan Servicing Agreement, an investor makes certain representations and warranties, upon which Harmon Financial relies in accepting subscriptions. The primary requirements are as follows:

1. Each Investor must have either (a) annual income of at least $65,000 and a net worth (exclusive of home, furnishings and automobiles) of at least $250,000; or (b) a net worth (exclusive of home, furnishings and automobiles) of at least $500,000; and

2. The amount of each Investor’s investment in a Fractional Interest offered hereby must not exceed 10% of such Investor’s net worth (exclusive of home, furnishings and automobiles).